X Money Launches Nationwide With 6% APY, 3% Cashback, and Apple Wallet

Executive Briefing

• Launches publicly across the US for Premium and Premium+ subscribers after invite-only beta phase
• Offers up to 6% APY for Premium+ users and 3% cashback on eligible X Card purchases
• Supports peer-to-peer payments with no fees or transfer limits and a $15 welcome bonus
• Integrates with Apple Wallet via virtual card; physical metal debit card also available on request
• Deposits held by Cross River Bank, an FDIC-insured institution, adding consumer protection credibility